It is a very unusual coronial judicial review that has ten interested parties. Here nine of the ten were insurance companies with whom the bereaved widower, Mr McPherson, had taken out ‘excessive’ insurance on his wife’s life before she was found drowned in an indoor swimming pool in their remote holiday accommodation.
Mr McPherson was charged with the murder of his wife. Clearly relevant evidence at the criminal trial, when deciding between innocent and sinister explanations for his wife’s drowning, included: the £3.5 million he was set to claim in life insurance, alongside his multiple lies about his background; his substantial debt; his deletion from his dead wife’s iPhone of some call, SMS, chat and image records; his wife’s ignorance of the existence of some of the insurance policies; the false witness signatures on some policies; and his lies to subsequent insurers about having pre-existing life insurance.
The criminal trial judge (Goose J) concluded in a formal ruling that the most ‘likely’ explanation for the death, when taking account of all this circumstantial evidence, was that McPherson had caused his wife to drown. However, the same judge also found that the criminal jury could not be sure of this when the medical evidence was that the blunt force injuries to her body could equally have been caused by unlawful force or her husband’s rescue and resuscitation attempts. A half-time submission made twelve days into the criminal trial, therefore succeeded.
In the face of a criminal acquittal Ms Leeson’s father’s only remaining hope was that an inquest might fully explore and determine how his daughter came to be in the swimming pool that evening and whether her injuries arose from rescue attempts or from actions far more malign.
That hope was thwarted, however, when the Area Coroner determined that the scope of the inquest would only cover events between the couple’s arrival on holiday and the day of the death, thereby ruling out any evidence about multiple life insurance policies and much of the other circumstantial evidence pre-and post-dating the holiday that had been explored in the criminal trial.
It is perhaps no surprise that a judicial review claim followed that decision.